The word ‘democracy’ is derived from the Greek words ‘demos’, = people, and ‘cratein’, = rule. Democracy would be the best possible form of governance. In a complete democracy all citizens have the right to speak. Anyone can call attention to problems. Anyone can propose solutions. And all may express arguments in favor or against these solutions, so all interests in play can be discussed. This way decisions can be taken, based on all available knowledge and insight. Supplementary advantages are, that when people participate in the process, they know why the decisions are taken and will respect them more easily. Also, they acquire insight in other peoples’ interests, which contributes to mutual comprehension and peaceful living together.
Today we have a private banking system, with specific characteristics like the creation of “money” out of thin air and permanent “money” growth. First, you can find here below a short description of what a money system of the government could look like, eventually after a few intermediate steps. 
Today’s bank system adheres to a very simple principle. When you want to borrow money, you promise the banker you will pay him back and with that promise the banker creates a balance for you. You owe interest on it.
Because so few people know how the system works, nearly nobody sees how – in an almost mechanical way – banking with thin air parasites society like a cancer tumor and reduces people to cogs to appease its financial hunger.
A new version of the treaty has been signed on 2 February 2012. This time it was not a EU-treaty in which the EU illegally TAKES more powers (like I exposed in ESM, a coup d’etat in 17 countries), but an international treaty signed by official representatives of the countries (the ambassadors of CoRePrem), in which these countries GIVE more powers to the EU. (This was just away to avoid the conflict with article 48.6 of the Treaty of the EU, that says that the EU may change articles of the treaties as long as they don’t increase their powers.)
Brussels wants the keys to the national treasuries of the 17 Euro-countries. Only this way can they save the Euro, they say. The ESM-treaty has already been signed. If the national parliamentarians ratify it, it will be the end of our sovereign democracies. Do we want that? Is there an alternative?
For those who know how the money system works, the logical solution to today’s problems are fairly simple. A bank reform. On TV, at least in the Netherlands, the subject is still taboo , but if you want to know how it works, you can find an explanation here. (And if you already know all this, you can scroll immediately to 2. bank reform.)
courtfoolnet on Sep 22, 2011
The ESM is the new European dictator. Whenever it wants, and as often as it wants, it can simply request the euro countries to pay billions of euros within 7 days. They can ruin any government within a week!!!
revised March 26, 2011
The euro is a very practical currency, but it makes millions of victims. This article contains a simple explanation why the euro can’t work and exposes the advantages of a shift to state money.
– No, European cooperation won’t disappear without the euro!
– And yes, with state money we are much better off!
The euro has an unsolvable problem. The countries that have severe debt problems today, if they succeed in reducing these debts by cuts in public spending, will predictably slide into debt again.
This is because these countries are victims of a fundamental flaw in the euro. Before the euro started, economists have warned, that a single currency can only work when all participating countries are economically homogeneous.   
After more than 150 years of constant increases in the availability of energy and an explosive growth of the world population, we are now entering an era of declining availability of energy. This will cause the world population to shrink. For this new era, new economic principles are needed to maintain prosperity. Part of this is a bank-reform that members of Parliament can compel if they want.
From January 2007 to July 2008 oil-prices rose explosivily. This time it was not about some action of OPEC, a threat of war or a cold winter. Instead, prices rose because of a turning-point in the oil supply. Demand continues to grow while oil extraction has reached its ceiling. And, as the oil exporting countries use more and more oil themselves, they have less oil to sell.
Sent to DS by the author, thanks, Rudo.
Sometimes money is compared with the blood of the economy. The credit crisis painfully demonstrated, that the economy depends on a permanent infusion of credits. As soon as the banks deliver a bit less credit, enterprises fail and the mass dismissals succeed each other.
We are made to believe, that the problems with the subprime mortgages were an incident. With a giga-capital injection, a bit more rules and better supervision the banking system would function correctly again. And oh yes, we must trust the banks again.
Main cause of the credit crisis
The main cause of the credit crisis lies in the bank/money system itself. The principle of the money system is, that money is brought into circulation by supplying credit and vanishes again at the moment the credit is paid back. Western banks use two game rules: 1. in comparison with the lent-out amounts, they have to dispose of only 8% of their own capital. ; 2. they have to keep a small percentage of reserves in their pay-desk to perform payments for their customers and to hand out cash money.
This article describes an idea for a bank reform, with which the enterprises are protected against the antics in the banking world and which enables better economic policy, also in hard times.
There are many analyses about the causes of the bank crisis. Many explain it like a consequence of greed, insuffiscient regulations and failing control by central banks.
Governments were completely surprised when the banks started to fall and they were suddenly confronted with the consequences. Ministers of Finance got carte blanche to get the banks back on track with billions of euros of support. All this because they are so important to the economy. Continue reading
By Rudo de Ruijter
In “Secrets of money, interest and inflation”  I have exposed many things about banks. There were many readers who still had questions about the way banks make money. That is not so surprising, for it is really something that is astonishing. Some people cannot believe it. That cannot be, can it?
In this article we will explain this money creation in detail. To avoid misunderstandings: banks make money, but they don’t make bank notes. Only the central bank is allowed to print banknotes. Ordinary banks do it simpler. They make money by inscribing numbers on their balance sheet and lend that out. And on the lent out money they collect interest. That is how the bank grows rich. Continue reading
Those who use dollars outside the US continuously pay a contribution to the US. It comes in the form of an inflation of 1.25 million dollars per minute. This is the result of the fast increase of the US foreign debt. Half of all US’ imports are simply added to the foreign debt and paid for by the foreign dollar holders through inflation. Continue reading